Accumulation Phase

- To assess your personal risk tolerance for saving money.
- To start saving money every pay period according to the assessment.
- Evaluate your plan every year to make sure you are on track with your goals.
- Don’t get discouraged early.
- Try to keep debt low and be aware of cash flow. (debt plan/budget).
- Always save money even if it is not the full amount you want to save.
- Open a 403(b) as soon as you can.
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Building good habits of saving money early will last a lifetime. It is very difficult to save money when you are first starting your career. There are many things in life that work against the Accumulation phase like: College debit, credit card debt, getting married, buying a home, having children and more. The list of obstacles are large, you just have to pay yourself first.
Even though it is hard, building the habit to save will work wonders on your plan. Once you have children, they will learn from you and building a future generation of savers is never a bad idea. Remember, we are here to help every step of the way.
Contact us today for a FREE consultation and to discuss your options.
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GREEN FINANCIAL SOLUTIONS, LLC
5616 FM 1960 E, Ste 280
Humble, TX 77346
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